Monthly Archives

August 2014

Lingerie Football Players Sue League for Minimum Wage/Overtime

By | Bighorn Has Your Back, Commentary, Las Vegas, News

Robin Johnson, a former lingerie football player, has filed a suit against the Legends Football League on August 12, 2014 in Federal Court for the District of Nevada.  She claims that she and all other players have been misclassified as independent contractors when they are actually employees of the league.  Consequently, she claims that the players are entitled to minimum…

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Supreme Court Overturns Personal Injury Settlement Ruling in ERISA Health Plan Cases

By | Bighorn Has Your Back, Laws, Personal Injury Blog

We have previously written about personal injury settlements in self-insured ERISA health plan cases here.  In July 2012, the Ninth Circuit ruled that self-insured ERISA health plans could not be reimbursed from personal injury settlements until the injured person had recovered all of his or her costs and his or her attorney had been paid in full.  Unfortunately, the U.S….

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Progressive—Sent a Lawyer to Defend its Policyholder’s Killer

By | Bighorn Has Your Back, Insurance Companies

This story came to light because the deceased woman was the sister of famous comedian Matt Fisher who used his twitter and tumblr accounts to decry Progressive’s actions.  It quickly went viral and the company was involved in a nasty PR scandal.  However, it begs the question of how often Progressive and other insurance companies employ similar tactics and get…

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Learning from the Big Boys—Liberty Mutual

By | Bighorn Has Your Back, Insurance Companies

Like State Farm and Allstate, Liberty Mutual hired consulting agent McKinsey and Co. to learn how to increase profits.  There it learned of the “Three-Ds” approach—deny claims, delay payment and defend against lawsuits.  In addition, Liberty Mutual no longer offers coverage in many high-risk states.  Like State Farm, Liberty mutual chose to keep customers who also had an auto policy…

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The Worst Insurance Company in America—Allstate

By | Bighorn Has Your Back, Insurance Companies

In the mid-1990s, Allstate made a deliberate decision to lower the amount it was paying claims in order to increase profits.  However, it is impossible to decrease natural disasters, accidents and other uncontrollable events that lead to claims. So Allstate turned to the factors it could control—claim review.  The company pioneered the “three-Ds”, deny the claim, delay the claim and…

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State Farm Accused of Denying Claims for Profit

By | Bighorn Has Your Back, Insurance Companies

According to the American Association for Justice, State Farm has become notorious for denying claims in order to increase shareholder profits.  Indeed, State Farm is ranked as the 4th worst insurance company in America for denying valid consumer claims.  The company has gone to amazing lengths to avoid paying claims including forging signatures on earthquake waivers after the Northridge earthquake…

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